Personal Banking

Personal Checking

FREE and EZ Checking

• Minimum Balance to Open Account: $100
• 24-Hour Telebank Access
• Monthly Statements (no images)
• Internet Banking - Basic
• Free Bill Pay

Optional Fee Based Services:

• ATM / Debit Card: $1 per month/per card, transaction fees may apply with use at other ATMs.
• Images: 1 free per month; $1 each thereafter
• Custom Checks: prices vary

Regular Checking

• Minimum Balance to Open Account: $100
• 24-Hour Telebank Access
• Monthly statements with images
• Internet Banking - Basic
• Free Bill Pay
• OD Freedom: $500 limit ($25 per item fee), available 45 days after account open date if account in good standing
• Money Orders: no fee, limit 2 per month
• Service Charge (per statement cycle  based on low ledger balance)
  • Balance < $500 - $8
  • Balance > $499 and < $999.99 - $7
  • Balance > $999.99 - No charge
  • Golden Years (65 or better) - No charge

  Optional Fee Based Services (applicable to all accounts):

  • ATM / Debit Card: $1 per month/per card, transaction fees may apply with use at other ATMs.
  • Custom Checks: prices vary

Premium Value Checking

• Minimum Balance to Open Account: $100
• 24-Hour Telebank Access
• Monthly statements with images
• Internet Banking: Basic and Bill Pay
• OD Freedom: $500 limit ($25 per item fee), available 45 days after account open date if account in good standing
• Money Orders: no fee
• Checks (bank safety paper): No fee
• Temporary Checks: No fee
• Gift and Money Cards:  No fee
• 30% Discount on Safe Deposit Boxes
• Service Charge (per statement cycle  based on low ledger balance)
  • Balance < $1499.99 - $10
  • Balance > $1499.99 - No charge

  Optional Fee Based Services:

  • Custom Checks: 15% Discount